Aging Boomers and Rising Wealth Could Fuel Crypto Growth Through 2100
Aging investors and rising global prosperity may fuel a century-long surge in crypto demand as Bitcoin becomes the “digital gold” for future generations.
Global demographic changes and growing wealth could drive cryptocurrency demand well into the next century, according to new research by the Federal Reserve Bank of Kansas City. The report predicts that as the world’s population ages and productivity rises, the amount of investable capital will grow, creating long-term momentum for assets like Bitcoin.
The study projects that population aging will raise global asset demand by an additional 200% of GDP between 2024 and 2100. It also suggests that this demographic trend may lead to lower real interest rates, encouraging investors to turn toward alternative assets such as cryptocurrencies.
Bitget CEO Gracy Chen said that Bitcoin may evolve into a store of value similar to gold within the next 75 years. While crypto remains a volatile and risky investment today, Chen believes that clearer regulations and institutional investment products like ETFs will make Bitcoin more appealing to older investors. She added that government recognition and crypto’s resilience as an asset class will help it gain long-term trust among retirees and institutional investors alike.
According to data from Triple-A, around 34% of global crypto holders were aged between 24 and 35 as of late 2024, but analysts expect this demographic to expand as wealth transfers to older generations. Bitfinex researchers noted that increasing personal wealth usually leads to greater diversification, with more investors exploring emerging sectors such as crypto. As global prosperity grows, both aging investors and younger tech-savvy traders may help push Bitcoin and other digital assets into the financial mainstream for decades to come.
